:root{
  --ink:#15212b;
  --ink-soft:#31424f;
  --blue:#31566f;
  --blue-deep:#10232e;
  --sky:#dfeff5;
  --sky-2:#edf5f8;
  --cream:#f8f5ef;
  --sand:#f8efe5;
  --white:#fff;
  --gold:#b58a4a;
  --gold-bright:#e4b76a;
  --muted:#66737c;
  --line:#d9e1e5;
  --line-strong:#c4d0d7;
  --shadow:0 18px 50px rgba(20,40,54,.10);
  --shadow-lg:0 28px 70px rgba(20,40,54,.14);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:linear-gradient(180deg,#ffffff 0%,#fbfcfd 45%,#f8fafb 100%);line-height:1.7}
a{color:#24536f}
a:hover{color:#1a435a}
img{max-width:100%;height:auto;display:block}
.skip{position:absolute;left:-9999px}
.skip:focus{left:1rem;top:1rem;background:#fff;padding:.7rem 1rem;z-index:9999}
.top{background:#0d1d28;color:#dceaf1;text-align:center;padding:.45rem 1rem;font-size:.88rem}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.navin{max-width:1180px;margin:auto;display:flex;align-items:center;gap:1rem;padding:.8rem 1rem}
.brand{font-weight:800;font-size:1.35rem;text-decoration:none;color:var(--ink);letter-spacing:-.03em}
.brand span{color:var(--blue)}
.toggle{display:none;margin-left:auto;background:none;border:1px solid var(--line);padding:.55rem .7rem;border-radius:9px}
.links{margin-left:auto;display:flex;align-items:center;gap:.25rem}
.links>a,.drop>button{border:0;background:none;text-decoration:none;color:var(--ink);font-weight:700;padding:.65rem .75rem;border-radius:999px;font:inherit;cursor:pointer}
.links>a:hover,.drop>button:hover,.links a[aria-current=page]{background:var(--sky)}
.drop{position:relative}
.menu{display:none;position:absolute;top:100%;left:0;min-width:260px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:.45rem}
.drop:hover .menu,.drop:focus-within .menu,.drop.open .menu{display:grid}
.menu a{padding:.7rem .8rem;text-decoration:none;border-radius:10px;color:var(--ink)}
.menu a:hover{background:var(--cream)}
.wrap{max-width:1120px;margin:auto;padding:0 1.25rem}
.section{padding:5rem 0}
.soft{background:linear-gradient(180deg,#fbf8f2 0%,#f6f7f8 100%)}
.blue{background:linear-gradient(180deg,#edf5f8 0%,#dfeff5 100%)}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.77rem;font-weight:800;color:var(--gold)}
h1{font-size:clamp(2.6rem,6vw,5.2rem);line-height:1.02;letter-spacing:-.05em;margin:.3rem 0 1rem;max-width:850px}
h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.15;letter-spacing:-.03em;margin:.2rem 0 1rem}
h3{font-size:1.18rem;margin:.2rem 0 .55rem;line-height:1.25}
p{margin:.75rem 0}
.lead{font-size:1.12rem;color:#42525d;max-width:820px}
.btn{display:inline-block;background:var(--white);color:var(--ink);text-decoration:none;font-weight:800;padding:.9rem 1.1rem;border-radius:999px;margin:.4rem .4rem .4rem 0;box-shadow:0 10px 25px rgba(0,0,0,.09)}
.btn.alt{background:var(--gold);color:#151515}
.btn.dark{background:var(--blue-deep);color:#fff}
.pills{display:flex;flex-wrap:wrap;gap:.65rem;margin-top:1.25rem}
.pill{padding:.55rem .8rem;border:1px solid rgba(255,255,255,.25);border-radius:999px;background:rgba(255,255,255,.12);color:#fff;font-size:.95rem}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,rgba(10,25,35,.93) 0%,rgba(10,25,35,.82) 48%,rgba(10,25,35,.45) 100%),url('img/home-bg.jpg') center/cover;min-height:640px;display:grid;align-items:center}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at top right,rgba(241,188,88,.18),transparent 26%),radial-gradient(circle at bottom left,rgba(223,239,245,.18),transparent 30%)}
.hero .wrap{position:relative;z-index:1;color:#fff}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:2rem;align-items:center}
.hero p{font-size:1.12rem;max-width:690px;color:#edf5f7}
.hero-copy{padding:1.3rem 0}
.showcase-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.showcase-card{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);border-radius:24px;overflow:hidden;box-shadow:var(--shadow-lg);backdrop-filter:blur(6px)}
.showcase-card img{width:100%;height:185px;object-fit:cover;background:#dfeff5}
.showcase-copy{padding:1rem 1rem 1.1rem}
.showcase-copy strong{display:block;font-size:1rem;margin-bottom:.15rem;color:#fff}
.showcase-copy span{display:block;font-size:.95rem;color:#dae7ee}
.card-grid,.grid,.related{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem}
.card{background:white;border:1px solid var(--line);border-radius:22px;padding:1.35rem;box-shadow:0 8px 25px rgba(20,40,54,.05);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--line-strong)}
.card a{font-weight:800;text-decoration:none}
.image-card{padding:0;overflow:hidden}
.image-card img{width:100%;height:190px;object-fit:cover;background:#eff4f7}
.image-card .pad{padding:1.15rem 1.15rem 1.3rem}
.mini{font-size:.95rem;color:#5b6973}
.split-band{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:start}
.highlight-panel{background:linear-gradient(180deg,#fff 0%,#fbfcfd 100%);border:1px solid var(--line);border-radius:24px;padding:1.3rem;box-shadow:var(--shadow)}
.highlight-panel ul{padding-left:1.1rem;margin:.8rem 0 0}
.kpi{display:grid;grid-template-columns:repeat(3,1fr);gap:.9rem;margin-top:1.2rem}
.kpi .card{padding:1rem 1rem 1.05rem;text-align:left}
.kpi strong{display:block;font-size:1.5rem;line-height:1;color:var(--blue-deep);margin-bottom:.35rem}
.two{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:start}
.note{border-left:4px solid var(--gold);padding:1rem 1.2rem;background:#fffaf1;border-radius:0 16px 16px 0}
.article-hero{position:relative;overflow:hidden;padding:4.2rem 0 3rem;background:linear-gradient(135deg,rgba(237,246,248,.96),rgba(248,244,235,.96));border-bottom:1px solid var(--line)}
.article-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at top right,rgba(49,86,111,.12),transparent 28%),radial-gradient(circle at bottom left,rgba(181,138,74,.16),transparent 24%)}
.article-hero:after{content:"";position:absolute;right:0;top:0;bottom:0;width:38%;background:linear-gradient(90deg,rgba(255,255,255,0),rgba(255,255,255,.08)),url('img/about-bg.jpg') center/cover;opacity:.18}
.article-hero .wrap{position:relative;z-index:1}
.article-hero h1{font-size:clamp(2.35rem,5vw,4.4rem);color:var(--ink)}
.article{max-width:850px}
.article h2{margin-top:2.4rem}
.check li{margin:.55rem 0}
.related .card{min-height:100%}
.external-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.link-tile{display:block;background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.15rem 1.2rem;text-decoration:none;color:var(--ink);box-shadow:0 8px 25px rgba(20,40,54,.05)}
.link-tile:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.link-tile strong{display:block;margin-bottom:.2rem;color:var(--blue-deep)}
.footer{background:#10232e;color:#d5e3ea;padding:3rem 0}
.footer a{color:#fff}
.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}
.small{font-size:.9rem;color:var(--muted)}
:focus-visible{outline:3px solid #e0a84d;outline-offset:3px}
@media(max-width:980px){
  .hero-grid,.split-band,.two{grid-template-columns:1fr}
  .showcase-grid{grid-template-columns:1fr 1fr}
  .article-hero:after{width:52%;opacity:.12}
}
@media(max-width:820px){
  .toggle{display:block}
  .links{display:none;position:absolute;top:100%;left:0;right:0;background:white;padding:1rem;border-bottom:1px solid var(--line);align-items:stretch}
  .links.open{display:grid}
  .drop>button{width:100%;text-align:left}
  .menu{position:static;box-shadow:none;border:0;padding-left:1rem}
  .grid,.related,.two,.footgrid,.card-grid,.external-grid,.kpi{grid-template-columns:1fr}
  .showcase-grid{grid-template-columns:1fr}
  .image-card img,.showcase-card img{height:210px}
  .hero{min-height:unset;padding:3.7rem 0}
  .navin{position:relative}
  .article-hero:after{display:none}
}